![Smile](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/smile-banner.jpg?iar=0&w=1200)
Group life insurance for your growing business
Starting from
AED 2000 per year..
Get life insurance for your entire team, at a price you’ll love..
Make the life of
your company
happier..
![](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/smile-team.jpg?iar=0&w=1200)
Your business is powered by a team of superheroes, each taking on larger responsibilities to get things done.
That’s why you need to secure your team with SMilE, our group life insurance specially made for SMEs.
What is SMilE group life insurance?
SMilE is a life insurance coverage for your entire crew, including accident and disability cover. If something happens to one of your employees, we’ll make a payout, enabling you to provide financial support to their family when it's needed most.
How much does SMilE cost?
We’ve kept it super cost-effective!
The insurance charge depends on the number of employees you have, and the coverage amount you choose.
For example:
![Lime circle](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/icon-lime-bg.png?h=24&iar=0&w=24)
SMILE start’s at
AED 2000
per year
![Lime circle](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/icon-lime-bg.png?h=24&iar=0&w=24)
for a team of
5 employees
![Lime circle](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/icon-lime-bg.png?h=24&iar=0&w=24)
Which covers each member for
AED 100,000 Life cover,
+ 50% advance payment for a terminal illness
+ AED 100,000 Accidental death cover,
+ Permanent partial or total disability cover,
+ AED 10,000 Body repatriation expenses.
That’s probably how much you’d spend at a game night out with your team.
Financial security for your people is truly priceless!
Get a quote to protect your team!
What does SMilE cover?
Give your employees the financial security they deserve with SMilE’s protection benefits.
All the benefits available with SMilE, the Zurich International Group Risk Solutions policy for SMEs, are subject to the Policy Terms and Conditions. We encourage you to read the SMilE quote and the Policy Terms and Conditions to understand what you are purchasing. You can contact us for a copy anytime.
Employee benefits are becoming a key differentiator for attracting talent, apart from salary.
![9 in 10 employees](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/employee-benefits/smile/9-in-10-employees-1.png?h=352&iar=0&w=700)
![96% Employers agree](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/employee-benefits/smile/96-employers.png?h=352&iar=0&w=700)
![9 in 10 employees and 96 percent](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/9-in-10-employees-and-96-percent.png?h=352&iar=0&w=1409)
Source: Zurich Future of Work report 2024 – Read the full report
Offering meaningful employee benefits helps you retain top talent, create a positive workplace, and enhance employee well-being. Set your company apart as a top employer.
Afterall, financially secure employees are happier and more productive.
Start securing your dream team!
How does it work?
![Talking with Customer](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/illustration_talking_w_customer.png?h=300&iar=0&w=300)
Sign up
Request a quote for your company.
![Networking](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/illustration_networking.png?h=300&iar=0&w=300)
Enroll Employees
No medical tests needed! Just provide your employees’ details and their chosen beneficiaries.
![Girl with Laptop](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/illustration_girl_laptop_net.png?h=300&iar=0&w=300)
Make the payment
Once paid, you’ll receive the policy confirming the start of coverage.
![Support People](https://edge.sitecorecloud.io/zurichinsurf8c0-zwpshared-prod-d824/media/project/zurich-headless/middle-east/images/smile/illustration_people_in_hand.png?h=300&iar=0&w=300)
Launch the benefits
Announce the great news and give your team peace of mind and financial security.
Talk to us today about SMilE.
Because it's worth making the life of your company happier.
How do we get it?
Reach out to our employee benefits experts.